PAYMENT METHODS

Most commonly used methods of payment in the online store:

The purchased items should be paid upon order via online banking, credit card or other payment method suggested on the website.

Checkout Finland payment methods:

Checkout is a secure payment method. We possess a payment institution license granted by Finanssivalvonta (the Finnish Financial Supervisory Authority). The service is maintained by Checkout Finland Oy (y-ID 2196606-6), which is a part of the OP Group.

Checkout-payment method service conveys your payment to the merchant. If a payment made to Checkout Finalnd Oy can be found in your bank statement, we have received your payment.

The online store acts as a marketing tool and provider of products and services for the consumer. The online store takes care of the statutory and other self-defined liabilities in regards to the store. In case you wish to make a complaint or return an item, you must be in contact to the online store in which the product has been ordered from.

Bank Payment methods

You can use any of the Finnish banks payment methods. You can pay by Aktia, Danske Bank, Handelsbanken, Nordea, Oma Säästöpankki, Osuuspankki, POP-bank, Säästöpankki, S-bank and Ålandsbanken. The purchase will show as Checkout Finland Oy on your bank statement, we convey the payment to the online retailer. The online store will re-direct you to the online banking of your choice to perform a secure transaction.

Checkout Finland also offers you the possibility of paying via account transfer form.

Credit Card Payments

You can pay by Visa, Visa Debit, Visa Electron, MasterCard and American Express at the online store. The international Verified by Visa, MasterCard SecureCode and American Express SafeKey are also accepted payment methods on the online store. Checkout will be shown as the payment receiver on the bank statement and conveys the consumers transaction directly to the retailer. The card payment is performed on the secure account transfer form, which will not save any card details on the online store system.

Mobile Payment Methods

The mobile payment methods Pivo, Mobile Pay, Masterpress and Siirto are functioning services on the application that can be used as payment methods via bank transfer or card payment by accepting the payment on the application of choice. In addition, Pivo accepts Siirto-payments and a payment can be accepted on any application supporting Siirto.

Pivo

Terms and Conditions are available on the Pivo website: pivo.fi/kayttoehdot/pivon-kayttoehdot

Mobile Pay

Payment terms are available on the Mobile Pay website: mobilepay.fi/asiakastuki/ehdot

Materpress

Payment terms are available on the Masterpress website: masterpass.com/assets/pdf/masterpassoperatingrules.pdf

Siirto

Applied regulations for Siirto-payments:

OP:n yleiset euromaksuehdot

Siirto-palvelun käyttöehdot Nordealla

Siirto-palvelun käyttöehdot S-Pankissa

GSM-payments

Ainapay

The service is based on the use of 060605-payment service numbers. The transaction takes place by calling the payment service number and by acting accordingly in regards to the audio release.

The price on the service is service number specific and includes the price of the products and services. In addition to the service cost, the consumer pays their standard phone bill priced by their phone operator. GSM-purchases are charged on the consumers phone bill.

The service limitations / mobile phone subscription;

A single purchase transaction max 52,32 € (inc. VAT)

Purchases in a month max 100 € (inc. VAT)

Max two purhcases a day

Does not work on prepaid phone plans

For more information: aina.fi

Invoice and instalment methods

Invoice and instalment methods via Checkout are offered by OP, Collector, Jousto and Mash (prev. Euroloan). Collector additionally offers invoice and instalment methods for businesses.

Please read the finance company specific terms and conditions, which are shown when accepting a transaction. When you accept the transaction, you accept the terms and conditions.

Collectors company invoice terms and conditions are additionally shown on their website at:collector.se/upload/Partners/Agreements/CHECK/Credit_terms_All_comp_FI.pdf

OP:s invoice and instalment terms and conditions can be found at: https://checkout.fi/wp-content...

More information on invoice and instalment methods at:

collector.fi

jousto.com

mash.com/fi